In a declining housing market, a lot of people will tell you that you don’t need a real estate agent. That you’re just going to waste 15% of your sale by handing it over to someone you don’t need. These people fail to consider the benefits of having someone actively trying to sell your house–while knowing all the tricks of the trade and how to do so in the most efficient manner. When you talk to people who have had their house listed for months and months, the problem is usually one of two things. Either they are asking for way too much, or they are trying to sell it themselves.
Always hire an appraiser – Appraisers are certified real estate professionals that appraise and assess the value of property up to the most accurate market level. Do not fall trap to the real estate prices. You might be overcharged. Pay a reasonable fee of $300 to $500 to an appraiser to avoid getting overcharged on property prices.
Seeking for the help of Real Estate Agent can be done too if you desire. Since it is your first time in investing at Florida real estate, it can be better to hire and work with a Real Estate Agent.
Job stability is an important component in determining eligibility for a loan. Most banks want to see two full years of employment with the same company. They usually want copies of the last two months of pay stubs as well as two months of bank statements. Once again if it is a joint application, they will want both people to have similar work histories.
Incorrect or insufficient paperwork: Buyers need to have a whole lot of documents in order to get a loan to buy a home. Banks generally scrutinize income tax returns and other documents before they give a pre-approval for a loan. If a potential buyer does not have the necessary documents handy then the sale might be delayed or even called off entirely.
$800-$1200 Wedding DJ This DJ may or may not own his own company but he probably owns his own equipment. He is still unsure about his own abilities and is afraid to charge what he is worth. He is about 5 years away from realizing his potential. Bottom line- This DJ is hot and cold. Sometimes he’s “on” and sometimes not. He most likely has a “day job” and it hinders his ability to focus on weekend weddings. He is not aware that he’s got the potential to DJ weddings full-time.
Buying a property could provide stability for your future and give great advantages. After paying off your mortgage, you will not be paying a rent payment anymore. Build equity over time and you own more of your property.